Tired of Screwing Up New Year’s Resolutions?

Motivational Guru Shares 3 Tips to Get Cranking in 2015.

Los Angeles, CA, December 30, 2014 -- Motivational author and speaker Shawn Anderson is passionate about inspiring others to live the life they love. With many considering New Year resolutions, it’s the time of year when people are seriously thinking about what they’d like to change in their lives.

“January 1st carries a mystical power that prompts us to reflect on all the ways we think our life is lousy and how we might be able to make it better,” Anderson says. “And although we have the power to create positive change on any day, I love the extra motivational push that the first day of a new calendar year offers.”

Recognized for having interviewed hundreds of people who have re-defined their lives because they either chose to or had to, Anderson shares three gut-check tips for people to think about as they consider living the life they love in 2015:

TIP #1: Choose to quit living in Mediocreland.
“If you’re unhappy with your life, look in the mirror. You created your life dissatisfaction, and you can un-create it, too,” Anderson states. “Want out of the rut? Quit making excuses, pointing fingers, and waiting for a miracle to fly you out of Mediocreland. Get out of the passenger section and be your own pilot in 2015.”

TIP #2: Don’t expect overnight miracles.
“It's impossible to reinvent yourself over night. Massive change just doesn’t happen that way,” Anderson shares. “But transformation does happen when we are persistent and keep taking small steps every day. Single steps daily add up to big changes eventually.”

TIP #3: Don’t wait for the perfect moment.
“Waiting for the perfect situation to unfold before we find the guts to make changes only prolongs our existence in the rut,” Anderson says. “Don’t wait for the stars to fall into perfect alignment before you decide to go for it. Live now.”

The author of six motivational books, including A Better Life: An Inspiring Story About Starting Over and Extra Mile America: Stories of Inspiration, Possibility and Purpose, Anderson is also the Founder of Extra Mile America and the creator of “Extra Mile Day” ...a day recognizing the capacity we each have to create positive change when we go the extra mile. On November 1, 2014, 527 mayors and cities made the unique declaration and recognized those in their local communities who were going the extra mile in volunteerism and service.

“Living a life that you love starts with having the courage to quit coasting,” Anderson, the author of the motivational book Amicus 101: A Story About the Pursuit of Purpose and Overcoming Life’s Chaos, concludes. “Life is fast and short, so why would we ever choose to waste a single breath living anything that is mediocre?”


Contact:
Shawn Anderson
Los Angeles, CA
310-402-4826
shawn@shawnanderson.com
http://www.shawnanderson.com

FAAIF To Sponsor the Future of Global Takaful Conference

Camille Paldi says Takaful (Islamic Insurance) is the next big global trend.

Dubai, UAE, December 27, 2014 -- FAAIF CEO Camille Paldi announces sponsorship of the Future of Global Takaful Conference in Kuala Lumpur, Malaysia on January 28-29, 2015. The conference features high profile speakers including the CEO’s of Hong Leong MSIG Takaful, Munich Re Malaysia, Malaysian Insurance Institute, First Insurance Co., Amana Takaful Life, INCEIF, Pak-Qatar Family Takaful, and PT Reansuransi Nasional. The conference also hosts two famous group Head Shari'ah Advisers, 31 Expert Speakers and Panelists, 26 Presentations, 1 CEO Panel Discussion, and 3 Panel Discussions. Camille Paldi’s explanation of Takaful (Islamic Insurance) can be found here: http://www.slideshare.net/CamillePaldi/takaful-islamic-insurance-42134519.

Paldi notes that Takaful has become a major industry in Muslim countries and has equal potential to become a wildly popular form of insurance in the non-Muslim and Western world. Paldi explains that Takaful is almost the same concept as conventional mutual insurance, except that in the case of Takaful, the Takaful operator can inject money into the Takaful fund in the event of looming insolvency. Paldi says that in fact Takaful is already widely used by Westerners in the shipping industry and already available in Western markets. Paldi states that Takaful has a tremendous potential as a mass consumer product in the West and in international trade finance. Paldi emphasizes that the main hook for Takaful is that after one subscribes to a Takaful policy, one may get a return on investment as the Takaful funds may be invested in Shariáh compliant funds, the profits of which are distributed back to the participants according to the Takaful agreement. In addition, one great feature of Takaful is that the unused premiums are actually returned back to the participant at the end of the policy.

Paldi notes that this concept of risk-sharing and risk-pooling is promoted in all of the Holy Books including the Torah, the Bible, and the Qu’ran. Therefore, Takaful should be seen as a form of Holy Book insurance and promoted amongst all of the people of the Book as well as among those who favor the concept of conventional mutual insurance or cooperative societies. One of the core concepts is that the participant retains ownership over the paid premiums to the Takaful fund and therefore has the right to reclaim the unused portions at the end of the policy. This form of risk-sharing/pooling and investment insurance has a positive effect on the health of the individual through maximizing coverage, the community, and the economy as a whole as more funds are available to promote productive trade, which may stimulate the economy and help it to grow. Camille Paldi can be reached at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 (0)56 950 0562
camille@faaif.com
http://www.faaif.com

FAAIF CEO Camille Paldi Promotes FAAIF Worldwide

The Franco-American Alliance for Islamic Finance Takes Off Despite Negative Headwind.

Dubai, UAE, December 23, 2014 -- Camille Paldi, FAAIF CEO, is promoting her new Islamic finance business FAAIF or the Franco-American Alliance for Islamic Finance around the world. Paldi recently showcased her new company in the USA, London, Spain, Korea, Qatar, Bahrain, and the UAE. Paldi says FAAIF is now offering exciting services in Islamic Banking and Finance, Takaful (Islamic Insurance), Microfinance for Westerners in impoverished areas, Islamic Finance Law and Legal Assistance, and Assisting Banks with Setting up Islamic Windows. Paldi says that a unique angle for FAAIF is that FAAIF also assists Law Firms with setting up Islamic Finance Legal practices and trains lawyers on how to participate in this emerging lucrative industry. Paldi also states that FAAIF takes a traditional approach with Islamic finance in promoting green sukuk, Shariáh compliant project finance, and financing methods, which preserve and maintain the environment. Basically, FAAIF aims to facilitate companies, law firms, and banks in the Non-Muslim world and give them the necessary equipment, skills, and training to compete in the global billion dollar Islamic finance industry while preserving the main tenets of the Shariah. Paldi says this may increase the competitive of non-Muslim nations in the global economy and help raise money for businesses and government.

Camille Paldi is a Western Muslim and US Citizen, having trained in Islamic Banking and Finance and Law around the world on five continents for over ten years. She is currently the only Western person in the world to have reached such a high level of skill and competency in the highly technical and sophisticated topic of Islamic Banking and Finance. Paldi says that she is already highly respected around the world for her unique and special knowledge of Islamic finance of which very few people in the world possess. Paldi also adds that she is shocked and totally embarrassed on behalf of Western police and military personnel in the way that she is being treated by much less educated and accomplished police and military personnel and cannot believe it when she sees her fellow countrymen in the US military special operations units pursuing her aggressively as if she is a notorious international villain and notifying everyone in the world that she is “dangerous.’’ Paldi says she is a highly educated US Citizen, lawyer, and finance professional with years of international travel and experience behind her and that she is in fact more qualified than any world leader and more educated than a majority of the planet. Therefore, Paldi is absolutely astounded at the police and military personnel around the world blatantly breaking the law to harass her with the only purpose of interfering with her new business FAAIF. Paldi wants to remind her fellow Westerners that it is increasingly important to remember the fundamental freedoms guaranteed in Western societies including the freedom of contract, gender equality, and freedom of religion as authorities world wild are trying to trick Western people out of their freedoms and oppress them under the guise of various tactics including legislation and movements, which have the appearance of trying to protect them. Paldi wants to remind the West of the civil rights guaranteed to each citizen under Western constitutions and emphasizes that the police and military are meant to be a source of protection and not endangerment for the average citizen, the latter of which is the increasing trend on the planet.

Camille Paldi says she has not broken a single law or committed any crime and that in fact the police and military personnel are committing many crimes against her including assault, battery, intimidation, stalking, harassment, defamation, kidnapping, slander, endangerment, bullying, and many other crimes. Paldi says jealousy is the main factor for her mistreatment by scores of males who are trying to intimidate and control her in a jealous frenzy and display of illegal male abuse of power, force, and testosterone. Camille Paldi calls on her fellow colleagues to support her in the face of this massive injustice and take a stand for justice in a world filled with increasing abuse of power, violence against women, deterioration of rights for the masses, and hatred of anything different. Camille Paldi says that the majority of Westerners are in fact highly interested in Islamic Finance, despite the militarized minority who condemn and attack anything Islamic for apparently little or no reason other than brainwashing. Camille Paldi says that in fact the whole world is going to love her and that she is in fact a very valuable asset to her country the United States and the world economy and should be respected accordingly. Camille Paldi can be reached at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 (0)56 950 0562
camille@faaif.com
http://www.faaif.com

FAAIF Announces Sponsorship of International Islamic Banking and Finance Law Conference 2015

FAAIF to promote Islamic Banking and Finance law.

Dubai, UAE, December 21, 2014 -- FAAIF CEO Camille Paldi announces that FAAIF is sponsoring the International Islamic Banking and Finance Law Conference 2015 in Kuala Lumpur, Malaysia in February, 2015. Paldi stresses the importance of Islamic finance dispute resolution to the Islamic finance industry and says that the industry cannot survive without solid and uniform regulation, a unique and independent dispute resolution framework, and a bankruptcy court. - See more at: http://internationalfinancemagazine.com/article/The-dispute-resolution-conundrum-of-the-Islamic-finance-industry.html#sthash.YqMrPk0t.dpuf. FAAIF CEO says that the KL conference is an excellent platform through which to brainstorm, discuss, and find solutions to the dispute resolution conundrum of the Islamic finance industry.

The conference is organized by the Malaysian Bar Association and Malaysian Current Law Journal and is hosting notable speakers such as the Hon. Datuk Dr. Haji Hamid Sultan bin Abu Backer, Judge, Court of Appeals, Malaysia. Topics include the Current Legal & Regulatory Framework For Islamic Finance and Banking in Malaysia; Islamic Banking and Finance: Products and Services; Bank Negara Malaysia Guidelines, Regulations and Standards; An Update on the Islamic Finance Services Act 2013; Islamic Banking Products: Transactions & Documentation; Sukuk: Concept, Structure & Security Commission Requirements; Islamic Banking Regulatory Authorities in Malaysia: Their Roles & Powers; Responsible And Sustainable Banking & Emerging Markets in Islamic Finance; Impact of Islamic Finance on Mergers & Acquisitions (M&A); Islamic Wealth Management & Succession Planning; and Islamic Finance in Arbitration. Supported by the Finance Accreditation Agency (FAA), this conference will deliberate on current and legal issues in Islamic finance, legal and regulatory risks in developing and enabling the Islamic finance environment, potential legal and regulatory impediments in Islamic banking, corporate governance requirements, and risk management in Islamic finance.

This conference aims to showcase first-hand experience from market regulators, Shariáh scholars, and leading industry practitioners as well as hopes to bring together participants from diverse backgrounds, specializing in legal, advisory, banking, fund management, and other related services. CPD credits are available for lawyers. The event website can be found at http://www.shariahlaw.com/iibfl2015/#section1. Camille Paldi can be contacted at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com

Ready to Kick Butt in 2015? Motivational Guru Shares 3 Tips to Make the New Year Your Year

Los Angeles, CA, December 18, 2014 -- It’s the nature of motivational author and speaker Shawn Anderson’s work to get people fired up about their lives. With January 1 and new year resolutions around the corner, it’s the time of year when people are seriously thinking about what they’d like to change in their lives.

“January 1st carries a mystical power that prompts us to reflect on all the ways we think our life is lousy and how we might be able to make it better,” Anderson says. “And although we have the power to create positive change on any day, I love the extra motivational push that the first day of a new calendar year offers.”

Anderson offers three gut-check tips to for people to think about as they consider living the life they love in 2015:

1. Quit living a life you don’t like.
“If your life sucks in any area, no one has more power than you to create the changes to make it better,” Anderson shares. “If you truly want better for your life, don’t you think 2015 is the time to get off your butt, and tell yourself ‘enough is enough’? If you don’t do it now, you might not ever.”

2. It’s time to kick Fear’s butt.
“If you’re afraid of taking risks, then 2015 will look the exact same as 2014,” Anderson says. “Fear is our arch-enemy whose intention is to take everything great from our lives. If you want better health, more adventure or a better job, you have to put on your Superhero cape and kick Fear’s butt. Quit thinking about how might feel if you try and don’t succeed. Instead, start thinking about how you’ll feel if you have to keep living what you are living now…forever.”

3. Everyday is January 1st.
“If you have an awesome goal, expect to have a hundred days during the year where you don’t succeed,” Anderson says. “If you fail once…twice…ten times in pursuing your goal, get over it. Tomorrow is always the first day of the rest of your life, and it holds the opportunity to get on track again. Don’t let your failure discourage you to the point you quit trying. Let your desire for getting what you want be what stokes your fire even more.”

In addition to being a successful lifetime entrepreneur and author, Anderson is also the Founder of Extra Mile America and the creator of “Extra Mile Day” ...a day recognizing the capacity we each have to create positive change when we go the extra mile. On November 1, 2014, 527 mayors and cities made the unique declaration and recognized those in their local communities who were going the extra mile in volunteerism and service.

“Living a life that you love starts with knowing what that life actually looks like,” Anderson, the author of the motivational book Amicus 101: A Story About the Pursuit of Purpose and Overcoming Life’s Chaos, concludes. “The quality, value, and adventure of each of our lives will always be determined by our own vision and a willingness to take action on that vision.”


Contact:
Shawn Anderson
Los Angeles, CA
(310) 402-4826
shawn@shawnanderson.com
http://www.shawnanderson.com

South Korea Strives to Enter Global Islamic Finance and Halal Market

South Korea is a rising sun on the Islamic finance horizon.

Dubai, UAE, December 16, 2014 -- FAAIF CEO Camille Paldi participates in WIEF Roundtable in Pyeongchang, South Korea. Paldi says that South Korea has taken many steps towards entering the global Islamic finance market including tabling legislation, engaging in training seminars and hosting conferences, as well as joining various Islamic financial regulatory bodies, preparing for sukuk issuance, and tapping into the London Murabahah Exchange. South Korea, which is one of the major exporters to Islamic nations, has explored the Halal market and Islamic finance may be the natural progression to diversify its investments, assets, and markets and stimulate the Korean economy, keeping the nation competitive. Seoul is not only preparing to enter the Islamic financial market, however, strives to become a hub of Islamic finance in East Asia in competition with Japan, Hong Kong, and Singapore.

Several Korean companies including GS Caltex, Korean Air, Hyundai, Samsung and others are reportedly exploring the possibility of raising funds from the sukuk market. South Korean Chaebols including Lucky Goldstar, Samsung, Korea Shipping and several others have in the past accessed Islamic commodity Murabahah facilities structured through London.
South Korea's Export-Import Bank of Korea already has a bond programme in Malaysia that can issue Islamic bonds, or sukuk, although it has yet to tap the market. One problem for the domestic Korean market is that the amendment to the Special Tax Treatment Control Act (STTCA), which will facilitate sukuk issuance in Korea has not yet been approved. Local supporters of the introduction of Islamic finance products are confident that the delay is a minor setback. The main hurdles are taxation issues relating to double stamp duty, value added tax (VAT), capital gains, and the definition of what constitutes a security. From a conventional point of view, sukuk for instance, may look like asset-backed securities or like investment certificates. There must be a standard guideline that sukuk are considered as securities. Fortunately, these issues have been recognized by the Financial Supervisory Service of Korea and the central bank.

Although Korea is a latecomer to Islamic finance in Asia, Seoul is trying to promote Korea as a future Islamic finance hub similar to Hong Kong, Singapore, and Japan. Kim Jong Chang, Governor of the Financial Supervisory Service of Korea, the financial services regulator, believes that Islamic finance is a good innovation in the global financial market and has stressed that the Korean government is committed to facilitating it in Korea. Korea believes that the global financial crisis has shown that financial services cannot be divorced from the real economy and sees an ideal fit between its vast industrial base and Islamic finance. Local bankers acknowledge that conventional derivatives, which divorce financial services from the real economy, have historically destabilized the global financial system.

The Bank of Korea is the 59th regulatory body to join the IFSB, bringing total membership to 184, joining the likes of the central banks of Luxembourg and Japan and the monetary authorities of Hong Kong and Singapore. South Korea is definitely a rising sun on the Islamic finance horizon. Camille Paldi can be contacted at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com

3rd OIC Annual Halal Congress Wraps Up in Sharjah, UAE

3rd Annual Middle East Halal Congress Takes Place in Sharjah, UAE.

Dubai, UAE, December 13, 2014 -- Camille Paldi, CEO of FAAIF, exhibited at the 3rd OIC Annual Halal Congress in the emirate of Sharjah, UAE. Currently, the halal food products industry stands at $2 trillion worldwide with Muslim countries accounting for $700 billion. The industry is expected to grow to $3.7 trillion in 2019. Currently, the GCC procures US$ 26 billion annually in halal food imports. The CEO of the Islamic Development Economy Development Center in Dubai, Abdullah Al Awar, stated that, “the spread of Islamic sectors such as Islamic banking, halal food, fashion, cosmetics, tourism, and other sectors was no longer a matter just for the Muslim world, but now an international phenomenon.”

Although the OIC Sharjah Halal Congress focused mainly on food products this year, Paldi says the Halal Congress hopes to include other halal industries such as cosmetics, tourism and hospitality, and Islamic finance and banking in the future in order to become a comprehensive halal platform through which exhibitors can showcase their products and services. The Sharjah Expo Center, the location of the Halal Congress, is the oldest expo center in the Middle East with 20,000 sq. meters of exhibition space and state of the art facilities. In addition, the emirate of Sharjah is the Islamic culture capital of the world.
Furthermore, the Ruler of Sharjah, Sheikh Sultan III bin Mohammed Al-Qasimi, graces his presence at the annual halal congress every year in a royal exhibit of appreciation for the halal industry.
Recently, the Islamic Chamber of Commerce, during its annual meeting in Istanbul, Turkey, announced that it will work to create a commercial arbitration center for the halal industry with the formulation of rules along the lines of the arbitration rules of the Paris-based International Chamber of Commerce. In addition, it is imperative that measures are taken to regulate and harmonize the global halal certification industry, such as with the creation of one central, global halal certification regulatory agency to oversee, harmonize, and regulate all other halal certifying agencies. Camille Paldi can be reached at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com

Camille Paldi, CEO of FAAIF, Calls for Justice

Camille Paldi Requests Her Colleagues to Boycott and Not to Participate in Illegal Police and Military Harassment Directed Against Her.

Dubai, UAE, December 11, 2014 -- FAAIF CEO Camille Paldi recently attended two more Islamic finance events on behalf of FAAIF including the World Islamic Banking Conference in Bahrain and the Sharjah Halal Congress in the UAE as an exhibitor. Camille Paldi reveals that she is being subjected to illegal police and military harassment and aggression on the basis that she is supposedly about to break a law. Camille Paldi would like to clarify that she has not broken a single law nor committed any crime and that this abuse of police power is completely illegal and it is illegal for anyone to participate in this illegal harassment. This police harassment is in violation of every constitution on the planet as well as many laws and regulations around the world. Camille Paldi clarifies that in fact it is the police and military breaking the law and committing a crime and that she is in fact a law-abiding, exemplary lawyer, professional, business owner, and citizen. Camille Paldi is worried about the increasing trend of militarization in the United States and the world and what the impact will be on ordinary law-abiding citizens.

Camille Paldi reveals that she has been subjected to this treatment everyday 24/7 for over one year and a half and that the police and military have put her under house arrest and in an outdoor prison due to the fact that she is an emerging female Islamic finance and business success. Paldi states that the police and security organizations are using the front that she is about to break a law to conduct a corporate attack on her new, emerging business FAAIF. FAAIF CEO emphasizes that Western free-market economies are based on the principle of freedom of contract and this is one of the basic pillars of a free and democratic society.
Paldi also states that these men are endangering her health and wellbeing, her livelihood, and are conducting numerous crimes including, but not limited to endangerment, stalking, harassment, kidnapping, bullying, false imprisonment, defamation, slander, intimidation, and assault. Paldi says it is excessive to be pursued by a US military special operations unit as she is a well-educated American lawyer with a special status in the global billion dollar Islamic Finance industry. In addition, Paldi fears for her safety as every time she walks outside, she is aggressively pursued and followed by male military personnel as if she were a notorious international villain in the movie Commando and that they have turned her quiet, peaceful neighborhood of eight years in Dubai into a manufactured and fictitious warzone.

Camille Paldi, CEO of FAAIF has ten university degrees and has qualified as a lawyer in four countries including passing the Qualified Lawyers Test Transfer Scheme in the UK. Paldi also completed the MA Islamic Finance program in Durham University UK and attended Colgate University, the London School of Economics, The Monterey Institute of International Studies, The University of Sydney, The University of Melbourne, Kyoto International Center of Languages, Kansai Gaidai University, the East China University of Politics and Law in Shanghai, China, the Bahrain Institute of Banking and Finance, and many other Universities and training institutes around the world. Paldi also speaks many languages and pursues various hobbies including piano, photography, and dance. Camille Paldi calls for an end to her police and military harassment and requests that her colleagues do not participate in this illegal harassment and take a stand for justice because it could equally be them in the same position. “An injustice anywhere is a threat to justice everywhere. Martin Luther King Jr.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com

Ryte Launches as First Benefit Corporation in Direct Sales Industry

New class of corporation reflects Ryte’s mission-driven values and desire to give back.

South Jordan, UT, December 08, 2014 -- Ryte is honored to launch as the first Benefit Corporation in the Direct Sales industry. Ryte is a giving company, and offers its Members the opportunity to live an active, healthy lifestyle and at the same time give back to causes, people, and programs they are passionate about. Ryte’s product lineup is designed to help in areas where most people struggle, including energy, weight loss, mood, relaxation, and sleep (www.ryte.com).

Benefit Corporations are a new class of corporation that are legally required to 1) create a material positive impact on society and the environment; 2) meet higher standards of accountability and transparency; 3) provide consideration to the interests of workers, the community and the environment and; 4) publicly report on overall social and environmental performance each year.

“We feel very strongly that corporations should give back and make a positive impact on society. When I learned about Benefit Corporations it aligned with my beliefs about how a company should behave, and provided the perfect platform to launch a massive giving movement,” said Founder, CEO, & Chief Giving Officer, Jeff Wilson. “Ryte will focus on people, planet, and profits. We know that we need to be profitable to be sustainable, but it doesn’t have to be at the expense of everything else. These values drive all of our decisions from personnel and partners, to growth strategies and giving. We couldn’t be prouder to be the first Benefit Corporation in our industry, and to be a part of the growing movement of social responsibility.”

Founder and Chief Marketing Officer, Riley Schaugaard said, “Choosing to be a Benefit Corporation really lets us stay true to our ideals and values. We want to make a difference and be different. We have been inspired by companies outside of direct sales like Patagonia, Toms, Warby Parker, Ben & Jerry’s, and other mission-driven companies that have lead the way. Being a Benefit Corporation holds us to a higher standard, and we welcome it.”

The Direct Selling Association (DSA) estimated U.S. sales of over $32 billion in 2013, with 16.8 million people involved. These numbers continue to increase each year.

“The Direct Sales model is so powerful and so attractive because it brings people together that have similar values and goals,” said Founder and Chief Sales Officer, Dave Stewart. “We want to take all the good that our industry brings and do that much more by getting people together that not only want to help themselves, but help others too. Imagine the power of tens of thousands of people coming together for the common cause of doing good.”

27 states have now passed laws creating this new class of corporation, including Utah, California, New York, Delaware, Pennsylvania, and Colorado, with more states currently working towards this. Legislation has been met with strong support in every state.

More About Ryte
Ryte wants to help people reach their personal best and offers a complete wellness system that includes healthy eating, healthy activity, and healthy supplementation. We are a mission-driven company that focuses on people, planet, and profits. We exist to make a difference and want to empower others to do the same.

If you are interested in joining or learning more about Ryte, visit us as at www.ryte.com, or call 801-871-3991. You can also contact the Ryte Founders via email at jeffw@ryte.com, rileys@ryte.com, and daves@ryte.com.


Contact:
Riley Schaugaard, Co-Founder and Chief Marketing Officer
Ryte, Inc
1196 W. South Jordan Pkwy; Suite C-2;
South Jordan, UT 84095
Phone: 801-871-3991
rileys@ryte.com (mine) or
support@ryte.com (general)
http://www.ryte.com

CashBackCat.com Extends Cyber Monday Promotions With 544 Double Cash Back Stores

CashBackCat.com extends Cyber Monday Promotions including 544 double cash back stores and $10 new member sign-up bonus, until Sunday, December 7.

Las Vegas, Nevada, December 04, 2014 -- CashBackCat.com, premier cash back, coupon and deals site announced today it is extending its Cyber Monday Promotions until Sunday, December 7, 11:59 p.m. EST. The promotion that is being extended is the listing of 544 Double Cash Back stores on its website and the New Member Sign-up Bonus of $10. Through Sunday, December 7, one-third of CashBackCat.com’s 1600 plus stores will be listed at Double Cash Back – more Double Cash Back stores than any other website, including all the major department stores and brands. In addition, new members that join during the week will receive a $10 Welcome Bonus deposited in their account.

“We had a lot of new members joining and taking advantage of the double cash back and we are extending the promotion to continue the unprecedented number of new members joining and saving with double cash back,” stated John Freeland, CEO and Founder of the company. Mr. Freeland continued, “He are happy that shoppers are finding us and are benefiting from what we have to offer, which is huge cash back savings from our 544 Double Cash Back stores.”

As a Welcome Bonus new members that join during the week will receive $10, a 100% increase from the normal $5 Welcome Bonus.

CashBackCat.com is also running a Holiday Referral Bonus of $20. All friend referrals before December 17, 11:59 p.m. EST will receive a $20 Bonus. To learn more click here.

About CashBackCat.com
CashBackCat.com is a Cash Back Rebate and Coupon website offering up to 50% Cash Back on over 1,600 partnered stores. CashBackCat’s goal is to save members as much as possible when shopping by using cash back rewards, coupons, deals, product comparison and Special Reports. Membership is Free and new members receive a $10 Welcome Bonus until December 3, 2014. To receive special discounts and cash back deals, sign up for our newsletter, The Smart Shopping Newsletter at www.blog.CashBackCat.com.


Contact:
John Freeland, President and CEO
CashBackCat.com
Las Vegas, Nevada
Direct: (661) 388-1900
john@cashbackcat.com
http://www.cashbackcat.com

Arizona Snowbirds Should Decontaminate Where They Stay, Recommends Mold & Germ Expert Phil Fry

Winter visitors to Arizona should inspect and decontaminate their snowbird residence, mobile home, hotel or resort room, or recreational vehicle to protect themselves against mold and germ-based diseases, advises Phillip Fry, Certified Environmental Hygienist and Professional Industrial Hygienist.

Montrose, MI, December 04, 2014 -- “Winter visitors to Arizona can get seriously ill by spending their snowbird visiting time in a mold and/or germ infested residence, apartment, resort or hotel room, mobile home, or recreational vehicle,” warns Phillip Fry, Certified Environmental Hygienist, Professional Industrial Hygienist, and webmaster of www.arizonamoldinspection.net.

“At least half of the places where snowbirds spend the winter have serious mold and germ problems, often hidden inside carpeting, upholstered furniture, heating/cooling equipment and ducts, walls, ceilings, attics, and cars,” adds Mr. Fry, whose firm EnviroFry does mold and environmental inspection, testing, removal, and prevention of homes, commercial buildings, and vehicles in Phoenix, Scottsdale, Mesa, Tucson, and Arizona-wide.

Snowbird rental units often harbor and foster toxic mold and germs because of undetected or ignored roof and wall leaks, plumbing leaks, and air conditioning, air conditioner, and swamp cooler leaks and internal mold and germ growth.

Mold, bacteria, and viruses from one rental unit often cross-contaminates other rentals because of microbial growth in the cleaning staff’s mops, cleaning cloths, and vacuum cleaners.
“When a snowbirds live in a rental unit or drive a rental vehicle, they are exposed for days , weeks, or months to the continually-growing germs and mold spores left in the living quarters or vehicle’s heating and cooling equipment and air ducts, carpeting, living space, and furnishings by all previous tenants or customers, analogous to how sexually-transmitted diseases are spread,” advises Fry, who is also webmaster of www.decontaminationgear.com,

Snowbirds can protect themselves by: (1) hiring EnviroFry to do thorough mold and germ inspection, testing, and removal in their home, rental unit, or vehicle;(2) using an EnviroFry portable, six-step air purifier in their home or rental unit,

For help in the inspection and decontamination of an Arizona snowbird nest, email Phillip Fry phil@moldinspector.com, or phone toll-free 1-866-300-1616 or cell 1-480-310-7970, or visit one of the EnviroFry websites www.scottsdalemoldinspection.com, www.mesamoldinspection.com. www.tusconmoldinspector.com, and www.sedonamoldinspection.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, MI 48457
Phone Toll-Free 1-866-300-1616
Cell Phone 1-480-310-7970
phil@moldinspector.com
http://www.moldexpertconsultants.com

World Islamic Banking Conference Affirms Huge US Market for Islamic Finance

FAAIF CEO Camille Paldi says USA is ready for Islamic Finance.

Manama, Bahrain, December 04, 2014 -- The 21st Annual World Islamic Banking Conference wrapped up in Manama, Bahrain today with a session emphasizing the immense prospect of Islamic Banking in the United States. Jennifer Ivory, a member of the US Department of Treasury and PHD candidate in Islamic Finance said Islamic Banking is a hidden secret in the USA. Ivory mentioned that the US is open to the idea of Islamic finance as well as has the necessary regulations and legal framework to facilitate this form of Holy Book finance. In addition, Ivory said that Islamic Banking may have a positive effect on the US economy and compared Islamic finance to a rhythm and blues song as Islamic finance has an introduction, a verse, a rhythm, and a hook. Once hooked, Americans may go crazy over Islamic finance.

Paldi agrees that Americans will go crazy in love over Islamic finance as it is a new, trendy, and hip form of finance as well adds an element of innovation and spice needed to revitalize the US economy and spirit. Americans are no stranger to innovation and pioneering, as the great nation of the USA was founded by adventurous pioneers seeking to make a life in a new world free from the oppression they were subjected to in their previous habitats. Interestingly, Paldi says that Americans of today may be currently being oppressed through the invisible trap of debt, which is created and maintained by interest finance. Paldi says this debt trap can actually form an invisible prison, locking many Americans into an inescapable cycle of debt, which causes deterioration of health, family, and the community.

FAAIF CEO Camille Paldi, having spent many years training abroad in Islamic finance, is excited to bring this gift back to her fellow Americans. Paldi says the whole world is engaging in Islamic finance and it is about time that America enter the race rather than miss the boat. Paldi is certain that many Americans will find the financing structures and concepts in Islamic finance quite interesting and will be happy to learn alternative methods of raising capital and injecting funds into the US economy in order to stimulate the economy, businesses, and households. FAAIF CEO welcomes inquiries and requests from businesses, law firms, and banks requiring Islamic finance training and consultancy. Camille Paldi can be reached at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com