Camille Paldi Makes a Call to Western Executive Women in Struggle Against Violence Against Women

Camille Paldi Takes A Stand Against Violence Against Women.

Dubai, UAE, January 31, 2015 -- American Islamic Finance Expert, Lawyer, and FAAIF CEO calls on American, British, Australian, and Western executive women to invite her to give an Islamic finance presentation and/or training session and stand in solidarity with her against the Violence being perpetrated against her by men for being an emerging huge female success in the Islamic finance industry. Paldi says that there are hundreds if not thousands of male police and security agents around the world trying to depict her as a crazy and wild woman without boundaries who needs to be tightly controlled and monitored 24 hours a day. Paldi says this extreme harassment is actually violence against women being perpetrated through abuse of the police power, which originated from UK, American, and Australian men. These Western men then recruited males from Eastern and Muslim nations to gang up on Paldi and created a situation where hundreds of men constantly watch, harass, monitor, and bully her while at the same time telling everyone everywhere Paldi travels that she is an extremely dangerous threat and crazy and violent female while flashing her personal photograph to strangers. These men have been doing this to Paldi for over one year and a half on a daily basis wherever Paldi travels in the world in an attempt to thwart her new business FAAIF, the Franco-American Alliance for Islamic Finance. Paldi is tired of scores of people using her to create some kind of situation to use as a scapegoat for the happenings in the media in order to collect their paychecks. She says the US government has thus far wasted millions of US tax dollars in paying hundreds if not thousands of people to follow her on airplanes, hotels, conferences and events, and for free vacations around the world. Not only do these people harassing her get free fully paid vacations to every destination she travels, the government is also giving them paychecks to illegally harass her for apparently no other reason than Paldi is Muslim and covers her hair, which is the constitutional right of every US citizen. Paldi further adds that the US government keeps claiming that she is actually not an American because of her appearance and that it is impossible for her to run her own business as a woman. Paldi says these people are committing the crimes of profiling, racism, gender discrimination, and extreme harassment and violence against women and rejects militarization of police and security agencies in the United States as this is a clear example of the result. Violence against women and wastage of tax dollars.

In reality, Camille Paldi is a well-educated, multi-lingual, and cultured American woman having qualified as a lawyer in four countries including Australia and the UK and earning seven University degrees from universities spanning five continents. Paldi is published worldwide on the topic of Islamic Banking and Finance and regularly gives presentations on the topic at industry conferences and forums in countries around the globe. Paldi has also completed the highly technical and difficult MA in Islamic finance from Durham University in the UK, which is currently the number one program in the world for Islamic Banking and the number one banking school in the UK. Paldi is shocked at this blatant abuse of police power, brutality, and bullying and equally shocked that everyone around her either just stands by or joins in like zombies without a thought of their own. In addition, Paldi notes that the police are equally harassing the citizens around her as they are using her as an instrument to spread and generate fear of Muslims to the surrounding people wherever Paldi travels. Paldi says that this is also inflicting a source of emotional stress and trauma on the innocent by-standing civilian population and that the police are equally liable for this police misconduct as they are for mistreating Paldi for over 1.5 years on a daily basis with apparently no end in sight.

Paldi calls on the civilized world including her colleagues, males and females, Eastern and Western, Muslim and Non-Muslim to stop participating in this charade of global police misconduct and brutality where actually Paldi and all of the people surrounding her are the victims of this mass creation of fear and the forcing of everyone around her to gang up on her in a massive effort to suppress her and “contain the Muslim threat.’’ Paldi says that it would be better for the police and security agencies to back off now as everyone is aware of their illegal, violent, and unethical tactics and asserts that she is a success with or without them. Paldi clarifies that she has not broken a single law or committed any crime and that this police behavior is completely illegal and constitutes police misconduct. Camille Paldi is an emerging American Islamic finance superstar famous around the world. Paldi can be reached at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 (0)56 950 0562
camille@faaif.com
http://www.faaif.com

Find the Mold in My House Is Common Request in Effingham, Mattoon, and Vandalia, Reports Mold Expert

EnviroFry announces that it provides in depth mold inspection, testing, and removal services in Effingham, Mattoon, and Vandalia, Illinois.

Montrose, MI, January 30, 2015 -- “Effingham, Mattoon, and Vandalia, Illinois, homeowners often ask EnviroFry to inspect and test for toxic mold growth in their homes and commercial buildings,” reports EnviroFry co-manager Phillip Fry, webmaster for www.buildingmoldinspection.com and www.moldinspector.com.

Uncovering hidden toxic mold growth requires EnviroFry to do a very careful physical inspection and investigation of a house or building from the attic down to the basement or crawl space, including inside heating, ventilating, and air conditioning (HVAC) equipment and ducts, plus mold testing of the air flow from the HVAC air supply ducts and in all areas of the building, according to Fry, who is a Professional Industrial Hygienist, Certified Environmental Hygienist, and author of five mold advice books.

EnviroFry uses high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, and comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

To schedule mold inspection, testing, removal, remediation, or prevention services in Effingham, Mattoon, Vandalia, or elsewhere in central Illinois, email Mr. Fry phil@moldinspector.com or phone toll-free 1-866-300-1616 or cell 1-480-310-7970 or visit the company website www.moldexpertconsultants.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, MI 48457
Phone 1-866-300-1616
phil@moldinspector.com
http://www.missourimoldinspectors.com and
http://www.workplacemold.com

Show Me Mold in My Home or Business Is Frequent Request in Missouri, Announces Mold Expert Fry

EnviroFry provides “show me” mold inspection, testing, and removal, services in St. Louis, Ballwin, Bridgeton, Chesterfield, Crestwood, Creve Coeur, Fenton, Florissant, Hazelwood, Jennings, Kirkwood, St. Charles, St. Peters, Universal City, and Webster Groves, Missouri.

Montrose, MI, January 30, 2015 -- “Missouri property owners frequently ask EnviroFry to ‘show me’ the toxic mold growth in their homes, workplaces, and commercial buildings,” points out EnviroFry co-manager Phillip Fry, webmaster for www.missourimoldinspectors.com and www.moldinspector.com.

“I am from Missouri. You have got to show me," reportedly announced Missouri's U.S. Congressman Willard Duncan Vandiver in a speech in 1899.

“Show me” toxic mold growth requires EnviroFry to do a very careful physical inspection and investigation of a house or building from the attic down to the basement or crawl space, including inside heating, ventilating, and air conditioning (HVAC) equipment and ducts, plus mold testing of the air flow from the HVAC air supply ducts and in all areas of the building, according to Fry, who is a Professional Industrial Hygienist, Certified Environmental Hygienist, and author of five mold advice books.

EnviroFry provides “show me” mold inspection, testing, removal, remediation, and prevention services in St. Louis, Ballwin, Bridgeton, Chesterfield, Crestwood, Creve Coeur, Fenton, Florissant, Hazelwood, Jennings, Kirkwood, St. Charles, St. Peters, Universal City, Webster Groves, and elsewhere in Missouri.

EnviroFry uses high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, and comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

To schedule mold inspection, testing, removal, remediation, or prevention services in metro St. Louis or anywhere else in Missouri, email Mr. Fry phil@moldinspector.com or phone toll-free 1-866-300-1616 or cell 1-480-310-7970 or visit the company website www.moldexpertconsultants.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, MI 48457
Phone 1-866-300-1616
phil@moldinspector.com
http://www.missourimoldinspectors.com and
http://www.workplacemold.com

Success or Suckcess? 6 Choices That Decide Your Fate

Los Angeles, CA, January 29, 2015 – It’s something people crave. It’s desired in careers, finances, health and relationships. It’s “success.” The problem is that many people fall considerably short in making it happen and experience the opposite instead: “suckcess.”

According to motivational author and speaker Shawn Anderson, “suckcess” is a level of non-achievement reached when one passionately dislikes his or her job, bank accounts continuously run low, health is routinely poor, and meaningful relationships endlessly come and go. Anderson believes that whether we experience more success or more “suckcess” is determined by a few key choices.

The author of six books, including A Better Life: An Inspiring Story About Starting Over and SOAR to the Top!, Anderson is also the Founder of “Extra Mile Day.” On November 1, 2014, 527 cities across the United States made the declaration to recognize the capacity we each have to create positive change for ourselves, families, organizations and communities when we “go the extra mile.”

Anderson points to six key choices that have the potential to significantly tip the scale toward success or “suckcess”:

1. Goal Quitter…or Persister?
“Big goals are rarely achieved upon first effort. Massive persistence is required in making them happen,” Anderson says. “If we allow early failures to cause us to quit too soon, we will always lessen the degree of success that we eventually achieve.”

2. Late Night Television Watcher…or Early Morning Riser?
“With a million Internet options and television channels from which to choose, it’s easy to disappear for hours into unedifying nothingness,” Anderson suggests. “Facebook or Keeping Up With the Kardashians may be an entertaining way to spend time, but it also throws away valuable time that could be used to create, inspire and build our own success.”

3. Money Spender…or Investor?
“Creating financial stability is crucial in living a life we love. But every time we splurge on a frivolous item like an expensive coffee or eating out for lunch, it’s one fewer chance we have to let our money grow and establish financial success,” Anderson points out.

4. Monday Morning Hater…or Lover?
“Nothing saps the success out of our lives more than working at jobs we hate. ‘Suckcess’ readily greets those whose passion is erased by spending 40 hours a week dreading their career choice,” Anderson says.

5. Hanger with the “Cannots”…or the “Cans”?
“Like attracts like. If you want to know your success potential, take a look at what kind of energy…positive or negative…the people around you share,” Anderson states.

6. Finger Pointer at Others…or Yourself?
“Is your lack of success your fault or someone else’s?” Anderson asks. “If you point to the person in the mirror, you have a greater chance of changing the level of success you are capable of finding.”
“Very few of us wouldn’t love to experience more success in our jobs, bank account, health, relationships…wherever,” Anderson says. “But the reason we don’t experience more success is because the choices we make only lead to ‘suckcess.’ Change your choices; change your success.”


Contact:
Shawn Anderson
Los Angeles, CA
(310) 402-4826
shawn@shawnanderson.com
http://www.shawnanderson.com

GREEN CREATIVE Releases Next Generation Plug and Play T8 DIR LED Tube With Extra Wide Beam Design

GREEN CREATIVE, the commercial grade LED lighting manufacturer proudly announces the launch of its T8 17.W 4FT., T8 15W 4FT. and T8 10W 2FT. DIR LED tubes.

South San Francisco, CA, January 27, 2015 -- GREEN CREATIVE, the commercial grade LED lighting manufacturer proudly announces the launch of its T8 17.W 4FT., T8 15W 4FT. and T8 10W 2FT. DIR LED tubes.

GREEN CREATIVE’s new T8 DIR tubes combine a micro-designed driver and compact light engine to create an extra wide beam angle. The integrated driver is stored discreetly within the tube end cap to improve thermal performance and also eliminate dark spots. The result is uniform and seamless light from end to end.

Using an innovative coated glass body, these LED tubes diffuse heat and light more evenly and efficiently than plastic tubes. The redesigned compact light engine is more than 50% smaller than the previous generation and produces a light emitting area of 275º. The wider beam angle and glass diffuser increase a fixture’s total light distribution while replicating a traditional fluorescent tube lighting effect.

The T8 DIR tube is compatible with instant start ballast so no rewiring is required during installation. “This plug-and-play LED tube directly replaces a traditional fluorescent tube,” says GREEN CREATIVE’s Product Manager, Taylor Schaberg. “Simply turn off the power, remove the old tube and replace it with the GREEN CREATIVE DIR tube.”

The new T8 BYP tubes come in three versions: T8 17W 4FT. DIR, T8 15W 4FT. DIR and T8 9W 2FT. DIR. All versions come in a frosted finish in 4000K and 5000K CCT. In addition, each tube has a 50,000-hour lifetime, >105 LPW efficacy and is suitable for use in totally enclosed fixtures. The T8 17W DIR and T8 15W DIR models are DLC qualified.

Detailed information and data sheet about this new product are available here: http://www.gc-lighting.com/categories/tube/

This product is available through GREEN CREATIVE distributors and is ready to ship from the company’s west coast and east coast distribution centers. For more information on where to purchase the products near you or how to become a distributor, please contact GREEN CREATIVE at: sales@greencreative.com or (866) 774-5433.

About GREEN CREATIVE
GREEN CREATIVE is a major solid state lighting development and manufacturing company based in the Bay Area, CA. The company specializes in retrofit lighting for the commercial market, offering a comprehensive line of LED lighting solutions. GREEN CREATIVE is fully integrated with strong R&D capabilities to constantly offer the latest technology available. For more information on GREEN CREATIVE please visit www.greencreative.com. For all of the latest updates follow GREEN CREATIVE on Facebook, Twitter and LinkedIn.


Contact:
Taylor Schaberg
GREEN CREATIVE
South San Francisco, CA 94080
Tel: (866) 774-5433
info@greencreative.com
http://www.greencreative.com

EnviroFry Warns Cross-Contamination Spreads Mold Between Work, Homes, Vehicles, Pets, and People

EnviroFry and mold consultant Phillip Fry announce that mold can cross-contaminate residences, places of employment, retail stores, and vehicles.

Montrose, MI, January 25, 2015 -- “Elevated levels of indoor toxic mold in one location can easily cross-contaminate another location and occupants because of landed or deposited airborne mold spores on the skin, hair, clothes and shoes of occupants, visitors, and furry pets such as dogs and cats,” points out mold expert Phillip Fry, co-manager of EnviroFry, and webmaster of the websites www.workplacemold.com and www.airconditionermold.com.

Mold cross-contamination can happen in one or more of these scenarios---
1. Workers in, or visitors to, a mold-infested office, store, or other workplace are at risk for taking elsewhere airborne mold spores that have landed on their skin, hair, clothes, or shoes. Workers in a moldy workplace can easily spread those landed mold spores to their vehicles and homes to initiate mold growth therein.

2. If employees or business customers (such as hotel and motel guests) breathe in an elevated number of airborne mold spores, the building’s mold growth can result in transferred mold growth into the bodies of workers, customers, and guests, and subsequently their residences.

3. Similarly, employees who live in a moldy home environment can cross-contaminate mold spores from their homes to their places of employment, as well as their vehicles.

4. Mold growth hidden inside heating and cooling equipment and ducts can easily cross-contaminate the entire home or building and into the occupants’ bodies.

5. Cats and dogs on their fur can bring outdoor mold spores into family homes and vehicles.
Exposure to elevated levels of indoor mold growth can cause 100 major illnesses that are listed on the home page and mould health section of the mold education website www.moldinspector.com and in Phillip Fry’s ebook Mold Health Guide, available at www.moldmart.net.

If people are suffering from illnesses from mold at home or at work, both locations, as well as vehicles, should be inspected and tested for elevated levels of mold growth.

Similarly, mold victims should ask that their attending physician test each family member for internal mold growth, utilizing such tests as mold antibody blood testing, culturing of nasal cavity swabs, and urine mycotoxins testing.

When toxic mold is growing, it throws into the breathing air large numbers of airborne mold spores and mycotoxin (volatile organic compound) poisons.

To schedule mold inspection, testing, and removal at home or at work in most USA cities and areas, phone Mr. Fry toll-free 1-866-300-1616 or cell 1-480-310-7970, or email phil@moldinspector.com, or visit www.moldexpertconsultants.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, Michigan 48457
Phone toll-free 1-866-300-1616
Cell Phone 1-480-310-7970
phil@moldinspector.com
http://www.moldexpertconsultants.com and
http://www.moldinspector.com

EnviroFry Inspects & Decontaminates Indianapolis, Carmel, Evansville, Lafayette, & So. Bend, Indiana

EnviroFry provide mold testing and remediation for houses and commercial buildings in Anderson, Bloomington, Carmel, Evansville, Fort Wayne, Gary, Hammond, Indianapolis, Kokomo, Lafayette, Muncie, Richmond, South Bend, Terre Haute, and other Indiana cities.

Montrose, MI, January 24, 2015 -- “Ninety percent of the homes, workplaces, and commercial buildings have a significant toxic mold growth problem in Indianapolis, Anderson, Bloomington, Carmel, Evansville, Gary, Hammond, Lafayette, Muncie, Noblesville, Richmond, South Bend, Terre Haute, and elsewhere in Indiana,” warns Phillip Fry, mold expert, Certified Environmental Hygienist, Professional Industrial Hygienist, and EnviroFry co-manager.

“Owners of homes and commercial buildings should arrange for an annual in depth mold inspection and testing by an EnviroFry environmental hygienist to find and get rid of water leaks and mold growth that may be hidden inside walls, ceilings, floors, attic, basement, crawl space, or heating/cooling equipment and air supply and return ducts,” advises Mr. Fry, who has been webmaster since 1999 of www.moldinspector.com, one of the internet’s biggest (300 pages) mold health education website.

Fry also recommends that real estate sellers hire thorough mold inspection and testing prior to offering their property for sale. Likewise, no one should buy a home or commercial building without proper and complete mold investigation and testing by a qualified mold or environmental professional.

EnviroFry utilizes high tech environmental equipment, techniques, and solutions for both building mold inspection and decontamination, such as comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers; fiber optics video inspection inside building surfaces and areas; infrared thermal camera inspection for water leaks and water damage; the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, and the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, air scrubbers with HEPA and activated carbon filters to remove airborne mold spores and mold mycotoxin poisons.

EnviroFry protects its mold remediation clients with its “Five Year Mold Remediation Service Guarantee” and million dollar general liability and errors and omissions insurance coverage. Read the details at www.moldremediationquote.com.

To schedule mold inspection, testing, removal, and remediation for homes and commercial buildings anywhere in Indiana, email Mr. Fry phil@moldinspector.com, or phone toll-free 1-866-300-1616, or visit the websites www.indianamoldinspection.com and www.moldexpertconsultants.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, Michigan 48457
Phone toll-free 1-866-300-1616
Cell Phone 1-480-310-7970
phil@moldinspector.com
http://www.moldexpertconsultants.com and
http://www.indianamoldinspection.com

Mold Expert Inspects & Decontaminates Indianapolis, Bloomington, Carmel, Fishers, & Westfield Homes

Mold expert Phillip Fry provides mold inspection and removal for houses and commercial buildings in Indianapolis, Bloomington, Carmel, Columbus, Fishers, Franklin, Greenwood, Kokomo, Lafayette, Lawrence, Marion, Muncie, Noblesville, Plainfield, Richmond, Terre Haute, Westfield, Zionsville, and other central Indiana cities.

Montrose, MI, January 23, 2015 -- “Ninety percent of the homes, workplaces, and commercial buildings have a significant toxic mold infestation in Indianapolis, Bloomington, Carmel, Columbus, Fishers, Franklin, Greenwood, Kokomo, Lafayette, Lawrence, Marion, Muncie, Noblesville, Plainfield, Richmond, Terre Haute, Westfield, Zionsville, and other central Indiana cities,” warns Phillip Fry, mold consultant, Certified Environmental Hygienist, Professional Industrial Hygienist, and EnviroFry co-manager.

“Owners of homes and commercial buildings should arrange for an annual in depth mold inspection and testing by an environmental hygienist or certified mold inspector to discover water leaks and mold growth that may be hidden inside walls, ceilings, floors, attic, basement, crawl space, or heating/cooling equipment and air supply and return ducts,” recommends Mr. Fry, who has been webmaster since 1999 of www.moldinspector.com, one of the internet’s biggest (300 pages) mold health education website.

Similarly, Fry also recommends that real estate sellers hire thorough mold inspection and testing prior to offering their property for sale. Likewise, no one should buy a home or commercial building without proper and complete mold investigation and testing by a qualified mold or environmental professional.

EnviroFry utilizes high tech environmental equipment, techniques, and solutions for both building mold inspection and decontamination, such as comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers; fiber optics video inspection inside building surfaces and areas; infrared thermal camera inspection for water leaks and water damage; the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, and the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, air scrubbers with HEPA and activated carbon filters to remove airborne mold spores and mold mycotoxin poisons.

EnviroFry protects its mold remediation clients with its “Five Year Mold Remediation Service Guarantee” and million dollar general liability and errors and omissions insurance coverage. Read the details at www.moldremediationquote.com.

To schedule mold inspection, testing, removal, and remediation for residences and commercial buildings anywhere in Indianapolis and central Indiana, email Mr. Fry phil@moldinspector.com, or phone toll-free 1-866-300-1616, or visit the websites www.indianapolismoldtesting.com and www.moldexpertconsultants.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, Michigan 48457
Phone Toll-Free 1-866-300-1616
Cell Phone 1-480-310-7970
phil@moldinspector.com
http://www.moldexpertconsultants.com

The Time is Now for Japan and Islamic Finance

Islamic finance is rising on the horizon of the Land of the Rising Sun.

Dubai, UAE, January 23, 2015 -- Camille Paldi, CEO of the Franco-American Alliance for Islamic Finance, while on a trip to Tokyo, Japan commented that Japan is an emerging Islamic finance powerhouse and East Asian hub for the billion dollar Islamic finance industry. Japan has traditionally been known as an economic powerhouse and East Asian Tiger and therefore this Islamic finance role is fitting with the image of Japan as an economic and financial giant. In addition, the sword exterior and chrysanthemum interior of Japan (The Sword and the Chrysanthemum) is quite conducive to the soft interior of Islamic finance, which is being played out in an extremely competitive global marketplace. The competition for investments from cash-rich Gulf and Asian investors is fierce. However, with Japan’s discipline and hard work ethic, Paldi is confident that Japan can become a major player in the Islamic finance industry. In addition to the Japanese government, the Japanese keiretsu, similar to the South Korean Chaebol, are interested in issuing sukuk to raise capital for Japanese businesses and to increase their competitiveness in domestic and global financial markets. Islamic finance is definitely on the horizon of the Land of the Rising Sun.

According to Tariqullah Khan, Japan’s interest in Islamic finance began in 2005. Khan explains that Japanese financial institutions cooperated with Islamic financial institutions in Malaysia and the UAE as a means of indirect expansion and that Islamic finance has been used as a method to attract investment from Islamic investors into Japan. The first sukuk was issued by Aeon Credit Services in Malaysia in 2007. Next, in 2010, Nomura Investment Company issued sukuk in US$. In 2012, Toyota Motor Corp. sold USD$88 Million of sukuk in two offers via its unit Toyota Capital Malaysia Sdn. due for maturity in May 2015. In 2014, Bank of Tokyo-Mitsubishi UFJ (Malaysia) Bhd, a member of the financial group that is part of Japan’s biggest lender by market value, set up a $500 million multi-currency sukuk program and is also considering the world’s first yen denominated sukuk.

In 2007, Japan amended FIEL, which is the Financial Instrument and Exchange Law and in 2008, the Banking and Insurance Business Law was amended enabling subsidiaries of Islamic IFI’s and banks to engage in Islamic financial transactions in Japan including ijarah and murabahah sukuk. In 2009, the rules were changed so that interest income would be tax free when an overseas sovereign fund invested in Japanese bonds or deposits. In addition, in 2011, the Asset Securitization Act was amended so that the ijarah sukuk would be considered as a special bond type beneficial interest issued by SPT or the Specified Purpose Trust. Before this reform, when a Japanese company issued sukuk to foreign investors, the distribution of profits of sukuk were subject to a 15% withholding tax while conventional bonds remained at 0% tax. Now, tax exemption is given to foreign investors who purchase bond type beneficial interests, which are quasi-bond beneficial interests of a specified purpose trust (SPT). The SPT was established under the Asset Securitization Law, which is the basis for the issuance of sukuk in Japan. Next in 2011, Japan tailored the tax system to the issuance of special bond type beneficial interest. In 2013, the Sunset Provision was enacted, creating a tax exemption for the distribution amounts of sukuk received by foreign investors and exempting registration tax on the repurchase of the real estate for the same sukuk, thereafter expired on that same day. In sum, Japan allowed the income of foreign investors to be tax exempt and initiated tax reform for the special bond type beneficiary interest; issuance, including exemption of income; withholding tax on profit distributions and gains on redemption, property registration, and acquisition tax. Japan has taken the necessary legislative and regulatory steps to make the East Asian Tiger Islamic finance and sukuk ready.

Japan is a member of the IFSB Islamic finance regulatory body and has agreements with the MIFC or Malaysia International Islamic Financial Centre in Malaysia and through JICA or the Japan International Cooperation Agency with the ICD or Islamic Corporation for the Development of the Private Sector to receive technical assistance in the issuance of sukuk. Camille Paldi can be reached at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com

Mold Expert Inspect & Decontaminate Fort Wayne, Goshen, Colombia City, & Indiana Homes & Workplaces

Environmental Hygienist Phillip Fry provides in depth mold inspection, testing, removal, and remediation for houses and commercial buildings in Fort Wayne, Goshen, Columbia City, and other northern Indiana cities and areas.

Montrose, MI, January 22, 2015 -- “Ninety percent of the homes, workplaces, and commercial buildings have a significant toxic mold infestation in Fort Wayne, Angola, Auburn, Bluffton, Colombia City, Decatur, Goshen, Hudson, Huntington, Kendallville, LaGrange, New Haven, Wabash, Warsaw, Waterloo, and elsewhere in northern Indiana,” warns Phillip Fry, mold consultant, Certified Environmental Hygienist, Professional Industrial Hygienist, and EnviroFry co-manager.

“Owners of homes and commercial buildings should arrange for an annual in depth mold inspection and testing by an environmental hygienist or certified mold inspector to discover water leaks and mold growth that may be hidden inside walls, ceilings, floors, attic, basement, crawl space, or heating/cooling equipment and air supply and return ducts,” recommends Mr. Fry, who has been webmaster since 1999 of www.moldinspector.com, one of the internet’s biggest (300 pages) mold health education website.

Similarly, Fry also recommends that real estate sellers hire thorough mold inspection and testing prior to offering their property for sale. Likewise, no one should buy a home or commercial building without proper and complete mold investigation and testing by a qualified mold or environmental professional.

EnviroFry utilizes high tech environmental equipment, techniques, and solutions for both building mold inspection and decontamination, such as comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers; fiber optics video inspection inside building surfaces and areas; infrared thermal camera inspection for water leaks and water damage; the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, and the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, air scrubbers with HEPA and activated carbon filters to remove airborne mold spores and mold mycotoxin poisons.

EnviroFry protects its mold remediation clients with its “Five Year Mold Remediation Service Guarantee” and million dollar general liability and errors and omissions insurance coverage. Read the details at www.moldremediationquote.com.

To schedule mold inspection, testing, removal, and remediation for residences and commercial buildings anywhere in Fort Wayne and northern Indiana, email Mr. Fry phil@moldinspector.com, or phone toll-free 1-866-300-1616, or visit the websites www.fortwaynemoldinspection.com and www.moldexpertconsultants.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, Michigan 48457
Phone toll-free 1-866-300-1616
Cell Phone 1-480-310-7970
phil@moldinspector.com
http://www.moldexpertconsultants.com

Mold Expert Offers Mold Training for Maintenance, Janitorial, & Cleaning Company Owners & Managers

Mold consultant Phillip Fry introduces online certified mold inspector and remediator training and certification for building maintenance, janitorial and cleaning company owners and managers who want to be successful and effective in mold inspection, testing, and removal.

Montrose, MI, January 21, 2015 -- To enable maintenance, janitorial, and cleaning company owners, managers, and key personnel to inspect for, test, remove, and prevent toxic mold growth in homes, workplaces, and business buildings, mold consultant Phillip Fry and the Environmental Hygienists Association (E.H.A.) through its Ecology College has introduced online mold training and certification to make buildings safe for occupancy everywhere in the USA and Canada.
“High humidity, roof leaks, plumbing line leaks, and mold growth inside the wet environment of air conditioners and cooling equipment and air ducts are four of the reasons for significant and dangerous mold growth,” warns Phillip Fry, E.H.A. training director.

“Looking for, testing, and remediating toxic mold growth, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory raw materials, inventory and machinery, are big challenges for maintenance, janitorial, and cleaning personnel,” notes Phillip Fry, webmaster of E.H.A. websites www.ecology-college.com and www.moldknowledge.com.

“Internet and at home or at work mold training usually takes only about two weeks of full-time study for a typical student to master mold inspection, testing, removal, remediation, and prevention, and then pass the certified mold inspector and remediator certification exam,” advises Mr. Fry, who, with his fellow hygienist and wife Divine Fry, are also willing to travel to any USA or Canadian city to teach their in depth, three day mold training and certification seminars for employers that have employees who would benefit from top quality mold training and certification.

The E.H.A. Ecology College vocational training program emphasizes high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, and comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist. Mr. Fry’s training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

Fry has authored five books on mold, all of which are part of the Ecology College training curriculum. Fry has been webmaster since 1999 of the mold education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he also was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mold inspection, testing, removal, remediation, and prevention in residences, factories, and offices in the USA, Canada, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

For information on home study or in person classroom mold training and certification, please email Mr. Fry phil@moldinspector.com or phone toll-free 1-866-300-1616 (USA and Canada), or 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Ecology College Introduces Mould Training for Middle Eastern and Mediterranean Property Owners

Ecology College announces online certified mould inspector and certified mould remediator training and certification for Mediterranean and Middle Eastern property owners, managers, and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 20, 2015 -- To help Middle Eastern and Mediterranean property owners, managers, and contractors inspect for and remove dangerous mould growth in homes, workplaces, and business buildings, the Environmental Hygienists Association (E.H.A.) through its Ecology College has introduced online training and certification to make buildings safe for occupancy everywhere in Bahrain, Cypress, Egypt, Israel, Italy, Jordan, Kuwait, Malta, Saudi Arabia, Turkey, United Arab Emirates, and other Middle Eastern and Mediterranean countries.

“High humidity, roof leaks, plumbing line leaks, and mould growth inside the wet environment of air conditioners and cooling equipment and air ducts are four of the reasons for toxic mould growth in those nations,” warns Phillip Fry, E.H.A. training director.
“Looking for, testing, and remediating toxic mould growth, whethe
r visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory raw materials, inventory and machinery, are big challenges for property owners, managers, and tenants throughout Middle Eastern and Mediterranean nations,” notes Phillip Fry, webmaster of E.H.A. websites www.ecology-college.com and www.moldknowledge.com.

“Internet and at home mould training usually takes only about two weeks of full-time study for a typical student to master mould inspection, testing, removal, remediation, and prevention, and then pass the certification exam,” advises Mr. Fry, who, with his fellow hygienist and wife Divine Fry, are also willing to travel to Middle Eastern and Mediterranean cities to teach their in depth, three day mould training and certification seminars for employers that have employees who would benefit from top quality mould training and certification.

The E.H.A. Ecology College vocational training program emphasizes high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist. Mr. Fry’s training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

Fry has authored five books on mould, all of which are part of the Ecology College training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he also was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, remediation, and prevention in residences, factories, and offices in the USA, Canada, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.
For information on Latin American and Caribbean internet or in
person classroom mould training and certification, please email Mr. Fry phil@moldinspector.com or phone U.S.A. 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Ecology College Introduces Mould Training for Mexico, Brazil, Chile, Argentina, and Latin America

Ecology College announces online certified mould inspector and certified mould remediator training and certification for South American and Caribbean property owners, managers, and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 19, 2015 -- To help Mexican, Central and South American, and Caribbean area property owners, managers, and contractors inspect for and remove dangerous mould growth in homes, workplaces, and business buildings, the Environmental Hygienists Association (E.H.A.) through its Ecology College has introduced online training and certification to make buildings safe for occupancy everywhere in Mexico, Brazil, Chile, Argentina, Colombia, Panama, Costa Rica, Bahamas, and elsewhere in Latin America and Caribbean nations.

“Looking for, testing, and remediating toxic mould growth, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory raw materials, inventory and machinery, are big challenges for property owners, managers, and tenants throughout Mexico, Central and South American countries, and Caribbean island nations,” notes Phillip Fry, training director for Ecology College and its mould training websites www.ecology-college.com and www.moldknowledge.com.

“Internet and at home mould training usually takes only about two weeks of full-time study for a typical student to master mould inspection, testing, removal, remediation, and prevention, and then pass the certification exam,” advises Mr. Fry, who, with his fellow hygienist and wife Divine Fry, are also willing to travel to Latin American or Caribbean cities to teach their in depth, three day mould training and certification seminars for employers that have employees who would benefit from top quality mould training and certification.

The E.H.A. Ecology College vocational training program emphasizes high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the Ecology College training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he also was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, remediation, and prevention in residences, factories, and offices in the USA, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on Latin American and Caribbean internet or in person classroom mould training and certification, please email Mr. Fry phil@moldinspector.com or phone U.S.A. 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Environmental Hygienists Announce Online Mould Training for Cape Town, Durban, Johannesburg, and South Africa

The Environmental Hygienists Association has introduced online certified mould inspector and certified mould remediator training and certification for South African property owners and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 19, 2015 -- To help South African property owners, managers, and contractors, find and get rid of toxic mould growth in homes, workplaces, and commercial buildings, the Environmental Hygienists Association (E.H.A.) has introduced online training and certification to protect properties in Cape Town, Durban, Johannesburg, Port Elizabeth, Pretoria, and elsewhere in South Africa.

“Finding and removing toxic mould infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory inventory and machinery is a major necessity for homeowners, commercial property owners, and workplace and factory owners and managers throughout South Africa,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks of full-time study for a typical student to master mould inspection, testing, removal, remediation, and prevention, and then pass the certification exam,” advises Mr. Fry, who, with his fellow hygienist and wife Divine Fry, are also willing to travel to South Africa to conduct their in depth, 3 day mould training and certification seminars for companies that have several to many associates who need mould training and certification.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he also was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, remediation, and prevention in residences, factories, and offices in the USA, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on South African mould training and certification, please email Mr. Fry phil@moldinspector.com or phone U.S.A. 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Environmental Hygienists Announce Online Mould Training and Certification for Germany, France, Italy & Europe

The Environmental Hygienists Association has introduced online certified mould inspector and certified mould remediator training and certification for European property owners and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 17, 2015 -- To help European property owners, managers, and contractors, find and get rid of toxic mould growth in homes, workplaces, and commercial buildings, the Environmental Hygienists Association (E.H.A.) has introduced online training and certification for property owners and contractors to protect properties in Austria, Belgium, Czech Republic, Finland, France, Germany, Hungary, Italy, Netherlands, Norway, Spain, Sweden, Switzerland, and elsewhere in Europe.

“Finding and removing toxic mould infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory inventory and machinery is a major necessity for homeowners, commercial property owners, and workplace and factory owners and managers throughout Europe,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks of full-time study for a typical student to master mould inspection, testing, removal, remediation, and prevention, and then pass the certification exam,” advises Mr. Fry, who, with his fellow hygienist and wife Divine Fry, are also willing to travel to any European city to conduct their in depth, 3 day mould training and certification seminars for companies that have several to many associates who need mould training and certification.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he also was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, remediation, and prevention in residences, factories, and offices in the USA, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on European mould training and certification, please email Mr. Fry phil@moldinspector.com or phone U.S.A. 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

FAAIF and AFRIEF Sign MOU to Promote Islamic Finance in Africa

Africa is a hotspot for Islamic finance.

Dubai, UAE, January 15, 2015 -- Camille Paldi, CEO of the Franco-American Alliance for Islamic Finance and Baba Yunus, CEO of the African Islamic Economic Foundation sign MOU to cooperate to promote the cause of Islamic finance in Africa and promote investment in African nations. Paldi and Yunus, recognizing the tremendous potential of Islamic finance in Africa as a form of alternative financing and investment and as a tool to attract investment into Africa agree to work together to cooperate in developing Islamic finance in Africa and in facilitating Islamic finance business in Africa for other regions of the world including the GCC, China, Europe, Australia, and the United States. Islamic finance is gaining momentum around the world with major banks and financial institutions in Asia, Europe, Africa, the United States, and Australia engaging in the different modes of Islamic finance, issuing million dollar sukuks, developing takaful (Islamic insurance) companies, and implementing legislation and regulations in order to enable Islamic finance transactions. The business leaders of most nations of the world recognize Islamic finance as a valuable business model and form of alternative finance to stimulate economic growth, raise funds for businesses and government projects, and diversify assets, investments, and investor classes.

Africa is now embracing large-scale Islamic finance as it seeks to tap cash-rich Middle Eastern Investors to finance large infrastructure programs. The Seychelles and Ghana became the first countries in the region to issue Islamic bonds, in 2006 and 2007 respectively, but it was not until 2011-12 that others followed suit. In 2013, Nigeria became the first big economy in sub-Saharan Africa to use the $100bn a year market for sukuk, or Islamic bonds with a $62 Million Dollar Sukuk. Soon after, Senegal raised $200 Million through a sukuk issuance in 2014. Rolling with the African Sukuk momentum, South Africa issued a $500m sukuk, which was more than four times subscribed, with an order book of $2.2bn according to the SA Treasury, indicating that appetite for emerging market Islamic bonds matches that of developed world issuance. The bond, which matures in June 2020, is a Sukuk Al-Ijarah structure with cash flows based on infrastructure assets, although the country has not made public what these assets are. Even Gambia and Sudan have issued sukuk, however, for small amounts and on a short-term basis.

Sukuk are particularly suited for sub-Saharan Africa, a region that needs huge investments in infrastructure, from power stations and railways to ports and roads. In addition, Morocco, Tunisia, and Kenya are laying the legal groundwork to issue sukuk and operate Islamic banks. Tunisia also has a sukuk issuance in the pipeline, however, delayed its planned issue of $500 million in Islamic bonds until the third quarter of this year in order to allow parliament time to rectify a law concerning the sale. Kenya's financial regulator has proposed a separate regulatory framework for Islamic financial institutions as part of a broad ten-year strategy designed to boost capital markets in east Africa's biggest economy. According to Ernst and Young, the Global sukuk market is projected to reach $900 Billion by 2017. The UK drew orders of more than £2bn from investors in the UK, Middle East, and Asia for its sale of £200m of Shariah-compliant debt in June and earlier this month Hong Kong raised $1bn in its debut Islamic bond issue, attracting nearly $5bn in orders. It is the right time for Africa to engage in Islamic finance to attract funds for infrastructure and government projects as well as raise capital for African businesses. Camille Paldi can be contacted at camille@faaif.com.

FAAIF Limited is a legal and management consultancy firm servicing clients in Islamic banking, finance, and takaful. FAAIF Events is an events production and management company http://www.faaif.com.


Contact:
Camille Paldi, CEO
FAAIF Limited
Dubai, UAE
+971 56 950 0562
camille@faaif.com
http://www.faaif.com

Environmental Hygienists Announce Online Mold Training for General, Plumbing, HVAC Contractors and Builders

The Environmental Hygienists Association has introduced online certified mold inspector and certified mold remediator training and certification for general contractors, plumbing contractors, heating & air conditioning contractors, remodeling contractors, home builders, and water and fire damage restoration companies.

Montrose, MI, January 14, 2015 -- The Environmental Hygienists Association (E.H.A.) announces that it is now providing online certified mold inspector and certified mold remediator training and certification for general contractors, plumbing contractors, heating & air conditioning contractors, remodeling contractors, home builders, and water and fire damage restoration companies so that the contractors can effectively find and get rid of toxic mold growth in their customers’ homes, workplaces, and commercial buildings.

“Finding and removing toxic mold infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, and heating/cooling equipment and ducts is a major necessity for contractors who want to solve their own project mold problems without hiring expensive mold professionals,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks of full-time study for a typical student to master mold inspection and removal, and then pass the certification exam,” advises Fry. Mr. Fry and his fellow hygienist, wife Divine Fry, are also willing to travel to conduct in depth, 3 day mold training and certification seminar for contractors and builders that have several to many associates who need mold training and certification.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mold and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mold spores, mold colonies, bacteria, and viruses, and comprehensive and innovative mold testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mold, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mold inspection, testing, removal, and prevention in residences, factories, and offices in the USA, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on contractor mold training and certification, please email Mr. Fry phil@moldinspector.com, or phone toll-free 1-866-300-1616 (USA and Canada) or 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Environmental Hygienists Announce Online Mould Training and Certification for Australia and New Zealand

The Environmental Hygienists Association has introduced online certified mould inspector and certified mould remediator training and certification for Australia and New Zealand property owners and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 13, 2015 -- To help Australia and New Zealand property inspectors and property owners find and get rid of toxic mould growth in homes, workplaces, and commercial buildings, the Environmental Hygienists Association (E.H.A.) has introduced online training and certification for property owners and contractors to protect properties anywhere in Australia and New Zealand.

“Finding and removing toxic mould infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory inventory and machinery is a major necessity for homeowners, commercial property owners, and workplace and factory owners and managers throughout Australia and New Zealand,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks of full-time study for a typical student to master mould inspection and removal, and then pass the certification exam,” advises Mr. Fry. Mr. Fry and his fellow hygienist, wife Divine Fry, are also willing to travel to Australia and New Zealand to conduct in depth, 3 day mould training and certification seminars for companies that have several to many associates who need mould training and certification.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, and prevention in residences, factories, and offices in the USA, China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on mould training and certification down under, please email Mr. Fry phil@moldinspector.com or phone 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Environmental Hygienists Announce Online Mould Training and Certification for London and United Kingdom

The Environmental Hygienists Association has introduced online certified mould inspector and certified mould remediator training and certification for United Kingdom property owners and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 12, 2015 -- To help United Kingdom property owners and building contractors find and get rid of toxic mould growth in homes, workplaces, and commercial buildings, the Environmental Hygienists Association (E.H.A.) has introduced online training and certification for Certified Mould Inspector and Certified Mould Remediator.

“Finding and removing toxic mould infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory inventory and machinery is a major necessity for homeowners, commercial property owners, and workplace and factory owners and managers in London, Manchester, West Midlands, West Yorkshire, Glasgow, Liverpool, South Hampshire, and elsewhere in the United Kingdom,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks of full-time study for a typical student to master mould inspection and removal, and then pass the certification exam,” advises Fry. Mr. Fry and his fellow hygienist, wife Divine Fry, are also willing to travel to the United Kingdom to conduct in depth, 3 day mould training and certification seminars for companies that have several to many associates who need mould training and certification.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, and prevention in residences, factories, and offices in the U.S.A., China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on mould training and certification anywhere in the United Kingdom, please email Mr. Fry phil@moldinspector.com or phone 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Environmental Hygienists Announce Online Mould Training for China, HK, Singapore, Korea, Japan, & Asia

The Environmental Hygienists Association has introduced online certified mould inspector and certified mould remediator training and certification for Asian property owners and contractors who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 11, 2015 -- To help Asians find and get rid of toxic mould growth in homes, workplaces, and commercial buildings, the Environmental Hygienists Association (E.H.A.) has introduced online training and certification for property owners and contractors to protect properties in China, Hong Kong, Singapore, Korea, Japan, Thailand, Malaysia, Philippines, and elsewhere in Asia.

“Finding and removing toxic mould infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, heating/cooling equipment and ducts, and factory inventory and machinery is a major necessity for homeowners, commercial property owners, and workplace and factory owners and managers throughout China and elsewhere in Asia,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks of full-time study for a typical student to master mould inspection and removal, and then pass the certification exam,” advises Mr. Fry. Mr. Fry and his fellow hygienist, wife Divine Fry, are also willing to travel to Asia to conduct in depth, 3 day mould training and certification seminars for companies that have several to many associates who need mould training and certification.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.
Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he was a hospital and medical center administrator.

Fry and his wife Divine Fry have personally done mould inspection, testing, removal, and prevention in residences, factories, and offices in China, Hong Kong, Thailand, Singapore, Malaysia, and the Philippines.

The Frys’ training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on mould training and certification anywhere in Asia, please email Mr. Fry phil@moldinspector.com or phone 1-810-639-0523 or cell phone 1-480-310-7970, or visit the website www.ecology-college.com.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457, USA
Phone 1-810-639-0523
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

Environmental Hygienists Announce Online Mould Inspector and Remediator Training for Canadians

The Environmental Hygienists Association has introduced online and classroom certified mould inspector and certified mould remediator training and certification for Canadians who want to be successful and effective in mould inspection, testing, removal, remediation, and prevention.

Montrose, MI, January 09, 2015 -- To help Canadian property owners and contractors find and get rid of toxic mould growth, the Environmental Hygienists Association (E.H.A.) has introduced both online training and certification and classroom instruction in major Canadian cities or in Montrose, Michigan, just 90 minutes via I-69 from Ontario Province.

“Finding and removing toxic mould infestation, whether visible or hidden inside walls, ceilings, floors, attics, basements, crawl spaces, and heating/cooling equipment and ducts, is a major necessity for homeowners, commercial property owners, and managers throughout Canada,” notes Phillip Fry, training director for the E.H.A. and its training websites www.ecology-college.com and www.moldknowledge.com.

“Online distance training usually takes only about two weeks for a typical student to pass the certification exam, whereas the in person class, with hands-on inspection and remediation equipment training, takes only three days of intensive learning, with certification at the end of the class schedule,” explains Mr. Fry, who has been providing mould and environmental training since 2001 in Canada, the USA, and Asia.

E.H.A. and its Ecology College emphasize high tech environmental tools and solutions, such as fiber optics video inspection inside building surfaces and areas, infrared thermal camera inspection for water leaks and water damage, the United Kingdom’s best moisture meter, high output ozone gas to kill both toxic mould and germs and odors, the fogging of a special enzyme that destroys the cellular structure of mould spores, mould colonies, bacteria, and viruses, and comprehensive and innovative mould testing of building surfaces, room air, and the outward air flow out of heating/cooling air duct registers.

Mr. Fry’s training credentials include his being a Professional Industrial Hygienist, Certified Environmental Hygienist, Certified Mold Inspector, Certified Mold Remediator, Certified Environmental Inspector, Certified Remediation Specialist, Certified Building Decontamination Specialist, and Certified Duct Cleaning Specialist.

Fry has authored five books on mould, all of which are part of the E.H.A. training curriculum. Fry has been webmaster since 1999 of the mould education website www.moldinspector.com. Earlier in his career, Fry worked for the U.S. Government’s National Institute of Health (U.S. Public Health Service) and he was a hospital and medical center administrator.

Fry’s training certifications, list of clients, and client testimonials are posted on the website www.moldexpertconsultants.com.

For information on mould training and certification in Canada, please email Mr. Fry phil@moldinspector.com or phone toll-free 1-866-300-1616 or 1-810-639-0523 or cell phone 1-480-310-7970.


Contact:
Phillip Fry, Training Director
Environmental Hygienists Association
10104 Sheridan Rd.,
Montrose, Michigan 48457
Phone 866-300-1616
Cell Phone 480-310-7970
phil@moldinspector.com
http://www.ecology-college.com

GREEN CREATIVE launches new BR30 LED lamp featuring revolutionary CLOUD design and industry leading efficacy

GREEN CREATIVE, the commercial grade LED lighting manufacturer proudly announces the launch of its new BR30 8W LED lamp.

South San Francisco, CA, January 08, 2015 -- GREEN CREATIVE, the commercial grade LED lighting manufacturer proudly announces the launch of its new BR30 8W LED lamp.

The BR30 8W CLOUD is the latest addition to GREEN CREATIVE’s TITANIUM LED SERIES 4.0 and was selected by the Illuminating Engineering Society (IES) for its prestigious 2014 Progress Report. GREEN CREATIVE had five lamps chosen for the 2014 Progress Report which showcases unique and innovative products significant to the lighting industry.

Weighing less than 100g, the BR30 CLOUD features a revolutionary design that is 60% lighter than the previous generation BR30. This dimmable lamp emits smooth and evenly distributed light and is one of the only BR30 65W replacements available that is suitable for use in totally enclosed fixtures. Its traditional incandescent form factor makes it an ideal choice for recessed, accent and general lighting applications.

“The BR30 CLOUD is more than just a uniquely designed product,” says GREEN CREATIVE’s Principal, Cole Zucker. “It uses 35% less material than our previous generation but at the same time raises the bar for energy efficiency in the market.”

At 81 LPW, this lamp’s efficacy is more than 20% higher than the Tier 1 LED 65W replacement industry average and exceeds ENERGY STAR® requirements by upwards of 100%. The BR30 CLOUD is ENERGY STAR certified, dimmable, lasts 25,000 hours and is available in 2400K, 2700K, 3000K and 4000K CCT.

In addition to the BR30 8W, GREEN CREATIVE will be releasing a full line of BR lamps utilizing the CLOUD design in the coming months.

Detailed information and data sheet about this new product is available here.

This product is available through GREEN CREATIVE distributors and is ready to ship from the company’s west coast and east coast distribution centers. For more information on where to purchase the products near you or how to become a distributor, please contact GREEN CREATIVE at: sales@greencreative.com or (866) 774-5433.

About GREEN CREATIVE
GREEN CREATIVE is a major solid state lighting development and manufacturing company based in the Bay Area, CA. The company specializes in retrofit lighting for the commercial market, offering a comprehensive line of LED lighting solutions. GREEN CREATIVE is fully integrated with strong R&D capabilities to constantly offer the latest technology available. For more information on GREEN CREATIVE please visit www.greencreative.com. For all of the latest updates follow GREEN CREATIVE on Facebook, Twitter and LinkedIn.


Contact:
Taylor Schaberg
GREEN CREATIVE
South San Francisco, CA 94080
Tel: (866) 774-5433
info@greencreative.com
http://www.greencreative.com

EnviroFry Announces Help for Insured Homeowners in Making Water-Caused Mold Damage Insurance Claims

EnviroFry offers assistance for insured homeowners, tenants with renter’s insurance, and commercial property owners and managers to make and collect insurance claims for insured water-caused mold damage for any location in the USA.

Montrose, MI, January 06, 2015 -- EnviroFry industrial and environmental hygienists announce the availability of their assistance for insured homeowners, tenants with renter’s insurance, workplaces, and commercial property owners and managers to make and collect adequate insurance claims for insured water-caused mold damage anywhere in the USA.

“When an insured homeowner, rental tenant, or commercial property owner has water damage-caused mold growth from an insured, accidental, and sudden event such as a flood, water supply or drain line break, wind damage, or fire, insurance policy holders often have significant difficulty in getting their insurance claim adjuster to make adequate payment for necessary mold removal and remediation,” advises Phillip Fry, Certified Industrial Hygienist, Certified Environmental Hygienist, and webmaster since 1999 of the mold advice website www.moldinspector.com.

The first step that EnviroFry takes to help an insured client is comprehensive, in depth mold inspection and testing to locate all toxic mold growth, whether visible or hidden inside walls, ceilings, floors, attic, basement, crawl space, or heating/cooling equipment and ducts.

To find hidden water and mold damage, EnviroFry uses high-tech gear such as an infrared thermal camera, 63 ft long fiber optics video inspection camera, and the best moisture meters.

Knowing where all of a building’s mold growth exists is a necessary first and essential step that is often overlooked and not a priority to insurance claims adjusters and many poorly-trained mold inspectors and mold remediation companies.

If a water damage remediation project does not get rid of all hidden mold in a home or building, the remediation work will fail to make the building safe for occupancy.

The second EnviroFry step is to establish a link (if it exists) between the insured event (flood, water line break, wind damage, or fire) and the resulting mold growth. Mold growth that is the result of an insured event is usually covered for claims payment as water damage caused by the insured event, with the policy’s water damage policy limit determining how much can be paid for that resulting mold damage, rather than be bound or limited by a policy mold coverage limitation or exclusion.

The third EnviroFry step is to write both a comprehensive and thorough water damage and mold inspection report and a water damage remediation protocol plan that documents and remediates all of both the visible and hidden water and mold damage. Read EnviroFry’s top ten mold remediation steps at www.moldremediationbid.com.

To get EnviroFry’s help in making a successful water and mold damage insurance claim, email mold expert phil@moldinspector.com, or phone Phillip toll-free 1-866-300-1616 or cell phone 1-480-310-7970, or visit the company websites www.moldexpertconsultants.com and www.moldremediationquote.com.


Contact:
Phillip Fry, Co-Manager
EnviroFry
10104 Sheridan Rd.,
Montrose, MI 48457
Phone toll-free 1-866-300-1616
Cell phone 1-480-310-7970
phil@moldinspector.com
http://www.moldremediationquote.com and
http://www.moldremediationbid.com